How does it work?
simply using CSS [Cascading Style Sheets] language support, IFrames ;), dedicated brain to design such a nice template :D

How do I change the banner without modifing all the web pages?
simply by just editing the 'style.css' file using notepad.exe located under yer windows directory for ex. - what to edit? open that file 'n scroll down 'till you see the syntax

.img {
		background-image: url('affiliate/banner.gif');
}

just edit the path 'affiliate/banner.gif' to the location of the new banner, ex. 'affiliate/banner-2.gif' :)

I'm new to HTML world 'n having problem with FrontPage, please could you help me?
STFM

One more question, how the hell you can do this? do you use MicrOShit FrontPage or wha-?
roflmao @ FrontPage, all what I use is Notepad - I'm a HTML GuRu buwahaha

Can I contact you for more help in web developing?
what the heck! surely you can.. wormsworms64@hotmail.com - kevin_metnik

one last thing, if this template helpt ya or yer planning to use it as a website then please leave a link to contact me or to my website, tnx